Applying for Social Security Disability Insurance (SSDI) can feel overwhelming. It’s also disheartening when a person’s application is denied.
There are many reasons why an application could be denied. Understanding those reasons can help you avoid those same mistakes and strengthen your claim from the start.
Not enough medical evidence
The Social Security Administration (SSA) needs detailed proof that your condition keeps you from working. Your claim may be missing:
- Objective tests such as X-rays or MRIs
- Incomplete medical records
- Limited or inconsistent treatment history
Clear documentation of regular doctor visits and following the prescribed treatment can improve your chances of approval.
You are still able to perform some type of work
You may not be able to return to your previous job. However, the SSA may deny your claim if it believes you can perform other kinds of work. In making that determination, they consider your
- Age
- Work history
- Education
- Any functional limitations
The SSA may think jobs are available that you could physically and mentally handle.
Not following the prescribed treatment plan
Unless you have a valid reason, stopping or refusing treatment could result in a claim denial. The SSA may argue that your condition may improve with proper care. Therefore, it’s vital to follow the doctor’s advice, take any prescribed medication and attend your therapy or rehabilitation sessions.
If there is a valid reason for not attending your sessions, it must be documented in your medical record.
Not enough work credits
Some reasons for an SSDI denial have nothing to do with your condition. The SSA looks at your work history and earnings. The number of work credits available depends on how much you’ve contributed to Social Security through payroll deductions. If you don’t have enough, you may not be eligible for SSDI.
Just because your Social Security Disability claim was denied doesn’t mean you lack options. You can appeal the denial. Contact a legal representative and explain your situation. They can gather the medical evidence the SSA requires and communicate with them on your behalf to increase your chance of approval.