It is devastating to get hurt at work and realize that you cannot return to how it was before. You worry about money and how to take care of your family. The Social Security Disability Insurance (SSDI) can provide help and subsidies if you can’t work due to a disability. But you must know how it works with worker’s compensation, especially if you want extra support.
What are the eligibility requirements for SSDI?
To qualify for SSDI in Idaho, you must meet the requirements set by the Social Security Administration (SSA):
- You need enough work credits based on your age and work history.
- Your condition must fit the SSA’s definition of disability. If your disability stops you from doing substantial work and you expect it to last at least one year or lead to death, then you meet the criteria.
- You must provide detailed medical evidence to support your claim.
It is crucial to understand these requirements when applying for SSDI benefits. Also, remember to keep your documentation thorough and up to date to improve your chances of approval.
How do worker’s compensation benefits affect your SSDI?
Receiving worker’s compensation can change your SSDI payments. Here’s what you should know:
- Offset rule: The SSA might lower your SSDI benefits if the total of your worker’s compensation and SSDI is more than 80% of your average current earnings.
- Reporting requirements: You must tell the SSA about any worker’s compensation benefits you receive so you do not receive overpayments or penalties.
- State-specific laws: In Idaho, the Idaho Workers’ Compensation Law controls worker’s compensation, which may affect your SSDI benefits.
Understanding the interplay between permanent disabilities, worker’s compensation and how it can affect your SSDI can be a challenge. Each case has unique elements that can affect your benefits. Getting a legal professional with experience in workers’ compensation law can provide clarity and assistance. They can guide you through the process and help you make informed decisions about your benefits.