Construction work is one of the most demanding and hazardous professions. The nature of the job makes construction workers particularly prone to severe injuries. Unfortunately, these injuries can sometimes result in permanent disabilities. These injuries can hugely change your life, but understanding workers’ compensation can help you regain stability and security.
Risks and hazards in construction
Construction sites are filled with potential hazards. There can be numerous risks as you operate heavy machinery and work at high elevations. Accidents can happen in the blink of an eye. Falls from scaffolding, being struck by falling objects, electrocutions and equipment malfunctions are some instances you might face. These incidents can lead to permanent disabilities, such as spinal cord injuries, traumatic brain injuries, amputations and severe burns.
How workers’ comp can help
A permanent disability can heavily impact your life. You might find it difficult to perform daily tasks and return to work. Fortunately, workers’ comp can provide support to employees who suffered injuries while on the job. If you incurred a permanent disability, workers’ comp can cover the following:
- Medical benefits: Workers’ comp will cover all necessary medical treatments related to your injury. This includes doctor visits, hospital stays, surgeries, physical therapy and even, medications. The goal is to ensure you receive the best possible care without worrying about the costs.
- Wage replacement: When you cannot work due to a permanent disability, workers’ comp can provide wage replacement benefits. These benefits typically amount to a portion of your regular income, helping you manage your expenses while you recover.
- Vocational rehabilitation: In some cases, workers’ comp may offer vocational rehabilitation services. These services help you learn new skills or find a different job that accommodates your disability. This way, you can continue to provide for yourself and your family.
A permanent disability can be life-changing, but workers’ comp exists to help you through this challenging time. As this process can be complex, seeking guidance from legal professionals would help ensure that you receive the support you deserve. By understanding your rights and the benefits available to you, and seeking professional guidance, you can take steps toward recovery and regaining control over your life.